Want Some Extra Cash? Become an Affiliate
Earn 30% for 12 months by referring paying customers. Paid subscribers only. See how the affiliate program works, what you earn, and how to join.
Want Some Extra Cash? Become an Affiliate
Become an Affiliate
Do you use Where Does My Money Go and like it? Have you already told a friend about it? We are offering a way to turn your recommendations into cash. Refer someone, they sign up for a paid account using your link, and you earn 30% of what they pay for the next 12 months.
Here is exactly how it works, no confusing fine print:
- You earn 30% commission on everything your referral pays, for a full 12 months.
- They pay the normal price. No discount to give away, no catch for them.
- Refer as many people as you like. There is no cap on what you can earn.
- Get paid by bank transfer once your commission reaches the threshold.
- It costs nothing to join. You just need to be a paying subscriber yourself.
If you already like the product and would happily recommend it, this is money you are leaving on the table by not sharing your link. Become an affiliate in a couple of minutes, simply read and accept the affiliate terms, grab your unique link, and start earning.
We also welcome product suggestions. If you think you could be a great affiliate but need something specific, a feature, a report, or a better way to track your links, to make it work for your audience, get in touch and tell us what you need.
How much extra cash can you actually earn?
Actual earning means getting paid money into your bank account. You earn 30% of whatever your referral pays us. Every invoice, every payment, for 12 months from their first successful payment.
- It is a percentage, not a flat fee. The more they pay, the more you earn, if it's a monthly plan or annual plan, it does not matter, you get 30% either way.
- It keeps paying out, not a one time bonus. As long as your referral stays subscribed, you keep earning for a full 12 months.
- You will get paid by a bank transfer to your nominated bank account, once your commission reaches A$50 (Australia), £25 (UK), or US$30 (US). We pay you monthly automatically, you never have to chase us for it.
- UK and US list prices are different from Australia's, but the deal is identical everywhere: you earn 30% of whatever your referral actually pays, in their currency.
- Monthly bank transfer to an account in Australia, the United Kingdom, or the United States, in that country's currency. Floors are A$50, £25, or US$30. We need accurate bank details before the first payout: BSB and account number in Australia, sort code and account number in the UK, routing number, account number, and account type in the US.
- Commission is not employment income from us in the payroll sense. You are an independent contractor, and you are responsible for your own tax on what we pay you. If you are unsure how that sits with your situation, ask your accountant, not this article.
One exception: if a referred invoice is refunded within 14 days, that pending commission is cancelled. Otherwise, it is yours.
Who can become an affiliate?
Paid subscribers. Monthly or annual, with an active plan. The free trial does not qualify, and joining does not unlock the app for free. If your own subscription lapses, new commissions pause until you are a paid subscriber again. That is deliberate. We want people recommending a tool they still use, not a coupon they no longer need.
You opt in. An existing account does not make you an affiliate until you complete the short join steps and accept the current terms. Referring yourself, your own account or one you control, is void.
Got a big following, a newsletter, a podcast, or a social audience who already trust what you recommend? If you think this product would genuinely help them, become an affiliate. Big audiences are exactly what this program is built to reward, and 30% adds up fast when you are not just referring one or two friends.
Extra cash is the point. It is also capped by a simple fact: people have to pay, and stay, for you to earn. That is healthier than a program that pays on signup clicks nobody uses.
How to become an affiliate in a few minutes
- You must have an active paid plan, either monthly or annual. Joining does not change your subscription.
- To open the join steps, simply tap Affiliate in your account menu. You will see a short explanation of commission, promotion rules, and payouts.
- Read and accept the terms and conditions. The current version lives at affiliate terms.
- Copy your unique pricing link from the affiliate dashboard. Share that, not a generic homepage URL, so we can attribute the customer to you.
- When they click on your link, a 90 day cookie is downloaded so we can recognise your work.
- If the customer later types a different promotion code at checkout, that code wins.
- Only one affiliate is paid per referred customer.
How to share your link without being a pest
The useful version of this is boring: tell people who already complain about their bank app, their spreadsheet, or hunting receipts at tax time. Point them at how the app works and your link. Do not invent discounts. Referred customers pay the same list price as everyone else. Your extra cash comes from our commission, not from them getting a cheaper plan.
Say clearly that you may earn a commission. That is not optional. Advertising and endorsement rules in Australia, the UK, and the US all expect it, including FTC guidelines in the United States. A single honest sentence is enough.
- Do not bid on our brand name, close variations, or misspellings in paid search.
- Do not impersonate us, send spam, or make claims we have not published.
- Do not refer yourself. We will not pay that commission.
If you write about money, the write for us page is a separate invitation. Guest articles are not a substitute for the affiliate terms. If you promote the app, you still need to disclose the relationship.
Frequently Asked Questions
Do I need a big audience?
No. A handful of people who actually need a spending tracker will beat a blast to a list that never wanted one. The program is built for customers who already like the product, not for a media network.
Do referred customers get a discount?
No. They pay list price. You earn 30% of what they pay. If you promise a cheaper plan, you are promising something we do not offer.
When do I get paid?
Monthly, by bank transfer, once approved commission reaches the floor for your country. Smaller balances wait until a later month.
What if someone uses my link and then a different code at checkout?
The code entered at checkout wins. Only one affiliate is paid per referred customer. Share your unique pricing link and ask them to keep that code if they want the referral to count for you.
Want the extra cash?
If you already pay for the app, the next step is the join flow. If you are still looking around, start with a trial, then come back once you are on a paid plan.
Further Reading
BlogWrite For Us: Personal Finance and MoneyWrite for us. We publish honest personal finance and money stories from guest writers, expert or not.Read article
BlogHow Much Should I Have in My Rainy Day Fund?The three-to-six-months rule is a number for an average person who does not exist. How to size a rainy day fund from your own risks, and why the fund is only one of three defences.Read article
BlogHow to Manage Your Money with a Cash Flow ViewUnsure how to manage your money? Start with a plan for the life you want, then use a cash flow view to keep score.Read articleDisclaimer: We are not financial advisers. The information on this website is general in nature and does not take into account your individual circumstances. You should seek independent professional advice before making financial decisions. Commission examples use current published list prices and assume referred customers stay subscribed and are not refunded. Actual extra cash depends on who pays, for how long, and in which country.

